Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with Coast Professional. We specialize in going after these types of accounts for our clients. negative items from their credit reports. There are several ways of removing Coast Professional debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with Coast Professional. How To Get Student Loan Forgiveness For Police & Law Enforcement. It is also illegal for Coast Professional to make any claims they cannot or will not follow through on. Even though Coast Professional isnt a scam, its possible theyll still do something that violates your rights under the Fair Debt Collection Practices Act (FDCPA). Who Are They? Since our founding in 1976, we have worked to perfect both the art and science of student loan and government-related collections. The average Coast Professional, Inc. salary ranges from approximately $20,000 per year for Recovery Specialist to $95,000 per year for Senior Customer Support Representative. Home Debt Debt Collection Collection Agencies Coast Professional. If you want to remove Coast Professionalfrom your credit report, write to their address: We Are all about You! How Long Does Negative Information Remain on My Credit Report? The IRS has entered into qualified collection contract with Coast Professional Inc. We are also active in multiple trade associations including the Florida Collectors Association, HFMA, and others. ConServe, Inc. P.O. Returns the exact phrase match within quotes. This is completely secure and wont hurt your credit score. You can do this electronically or by writing a check addressed to the U.S. Treasury. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Entity Overview. harass, oppress, or abuse false and highly misleading methods of collecting a debt If you've had a similar experience with Coast Professional Inc. then you have a potential case against them. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Credit bureaus have 30 days to respond to your dispute. Contacting us does not create an attorney-client relationship. There are several credit score facts and myths out there. Thanks! Pros. If you still owe the debt and its too soon to get it removed from your credit report, youll probably have to pay it. How To Get Student Loan Forgiveness For Teachers. Cons. Coast is a really great company, and I highly recommend working here. A standard settlement offer will waive collection fees and sometimes some of the interest, but according to documents from the US Department of Education, it cant waive more than 10% of the actual loan amount (the principal). Coast Professional, Inc. was founded in 1998. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. They have been in business since 1976. Coast Professional is a debt collection agency. When you dispute the item on your credit report, make sure to send along any supporting documentation that you have on hand. Horrible management. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. This agency has been known to mislead consumers and use abusive and threatening collection practices when attempting to collect debts. Here these options are further explained: If you are in the financial position to pay your loans in full, this is an option to stop the garnishment. They will usually hang up. Box 425 Geneseo, NY 14454 888-928-0510 ConServe P.O. Gulf Coast Collection Bureau began operations in 1998 and its corporate headquarters are located in Sarasota, Florida. It's best to avoid speaking to a collection agency on the phone. Coast Professional collects for a variety of lending companies (called creditors). You can get their collection accounts off your credit report by following these steps: Everyone should follow the first two steps. If your outstanding debts were sent to Coast Professional but you later paid them off, you may be able to get the collection account removed from your credit report by asking for something called a goodwill deletion or goodwill adjustment. CPI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and attempting to collect debts not owed. And the advertised offers may be subject to additional terms and conditions of the advertiser. Once youve received written confirmation from Coast Professional and paid your debt, you should monitor your credit reports to make sure that they follow through. We currently provide collection services to over 200 government institutions, colleges . If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. ConServe P.O. If you need help handling Coast Professional, give us a call and speak with one of our expert loan financial advisors to guide you in the best way to handle them. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. Coast Professional continues to call and attempt to collect a debt. The debt validation letter is the initial written communication that Coast Professional is legally obligated to send you. If youre looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law. Disputing an incorrect entry on your credit report can be stressful and difficult. The less they know about you, the better. The result? Because Performant and Pioneer will no longer collect tax debts, due to the expiration of their contracts with the IRS, the IRS recalled 1,255,541 accounts that had been assigned to them. They're dedicated to guiding you toward the right path on your financial journey. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. We have found cases against them for violating the Fair Debt Collections Practices Act. Management does not take anything you say into consideration. All information is presented without any warranty or guarantee to you. Biden Student Loan Forgiveness for 72,000 Borrowers. They may attempt to communicate with you via mail or phone calls (demanding payment). This is just one of the reasons why the IRS has made them one of their official collection agencies. Once your debt reaches a certain age, it is considered zombie debt, and you are no longer legally obligated to pay it. 200+ The number of college and university clients with the ability to collect across the United States. Debt collectors often buy and sell debt from one another. Coast Professional's Address, Phone Number, and Contact Information Coast Professional is headquartered at 4273 Volunteer Road, Geneseo, NY 14454. Know Your States Statute of Limitations. This may affect the products and services that we showcase in our articles and how we place and order them. The information you obtain at this site is not, nor is it intended to be, legal advice. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more. Therefore, if you default on these loans a second time, you will need to consider other routes to take to get out of default. However, it is possible to remove a collection account from your credit history before seven years. 50 States Coast is licensed, bonded, and approved to provide collection services (where required). Lexington Law is a professional credit repair company that helps people fix their credit. Below are samples of open cases against them for the above violations of FDCPA. This is usually only an option if youve already paid the debt in full, and its more likely to work if your missed payments were caused by something outside your control like an unexpected layoff or expensive medical bills. Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). They are contracted by the Department of Education to collect on defaulted student loan debt. You can then reply with a debt verification letter, which requires them to provide evidence of your debt. Its a good idea to also send a letter to Coast Professional and your original loan provider so that all parties have complete information when investigating the matter. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (844) 977-3029. The third new contract is with Coast Professional, Inc. (Coast). Dont attempt to hide money. 2022 ONR Financial Networks LLC All Rights Reserved. Any derogatory item on your credit report, including a collections account, may harm your credit score. The FDCPA protects you from debt collector harassment and abuse by making it illegal for debt collectors to do any of the following: 10. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate. The Central District Of California Eastern Division in 2018, for failing to explain what other interest is being collected, and for threatening to contact someone or share information regarding a debt improperly. Second best is never an option at Coast. Before choosing any financial product, read the terms and conditions from the financial service provider. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. Its also an easy way of figuring out if the debt collector is a scam agency. #studentloanforgi, Visit link in bio to learn more #studentloanforgiv, Check Your Student Loan Forgiveness Eligibility. Fill in your information and we will securely pull your TransUnion credit report. Find out what works well at Coast Professional, Inc. from the people who know best. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. Manager + Accounting returns opportunities for Manager and Accounting. ConServe PO Box 307 Fairport, NY 14450 844-853-4875. Coast Professional, Inc. 4273 Volunteer Rd Geneseo, NY 14454 Phone number: (800) 231-0225 Should I contact or pay Coast Professional, Inc.? Box 307 Fairport, NY 14450 844-853-4875 Although the terms are very similar, these are two different things. In the other 15 states, you can record with the other partys permission. We invite you to contact us and welcome your calls, letters and electronic mail. Industry: Financial Transaction Processing. Dont want to wait? Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to get you to pay the debt. The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. 11. As mentioned, if you owe federal student loan debt, you should know that this type of debt can be very hard to settle, but its not impossible. This site is for informational purposes only and does not provide legal advice or financial advice. However, they may still act unethically. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for. The collection agency will contact you to notify you of your options before a garnishment starts. 10/7/2021 9:30. Thats the only way that we make money. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. YOU WILL NOT PAY FOR ANY LEGAL SERVICES. Effective September 23, 2021, taxpayers may be contacted by the following private collection agencies (PCAs): CBE P.O. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. You have a legal right to request debt validation on an alleged debt. Call Lexington Law to learn how they can help you avoid lawsuits and remove derogatory marks from your credit history that will significantly improve your credit scores. Our expert legal team will review your information and will help you determine if you have a case against your debt collectorat no cost to you! Lexington Law knows that you have rights, and Coast Professional, Inc. does too. However, our web content may be different than the information you receive from a financial institution or service provider. How To Get Student Loan Forgiveness For Nurses. Public Service Loan Forgiveness (PSLF) Program. Make sure to date your letters and send them by certified mail. The full press release can be found here. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. If you ask them to stop calling you and only communicate via letter or email, then theyre legally obligated to do so. Create Comparison. We are an independent publisher. Yes, you can sue Coast Professional for harassment. The Department of Education can issue garnishments on federal student loans without suing you first. ConServe #1 Performance ranking goal for every client. If youre not sure where to start, then check out the sample letters provided by the CFPB. SR Rusche Collection Oelde/Berlin. 4 5. Founded in 1976 and headquartered in Geneseo, New York, Coast Professional full-service collection agency, offering collection-related services, including telep hone and mail efforts, skip tracing, and litigation . Caring leadership, opportunities for advancement, good managers who encourage good morale, fair pay. Coast provides professional collection services to over 200 campus-based colleges, universities and government clients. If you dont dispute each account with the credit bureaus and get them removed, they can damage your credit score. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. Phone number for commercial debts: 1-855-459-1134. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. Qualifying events that make you eligible for this option include the following: These are payment plans set by your income, and in some cases could be as low as 0$ per month. Coast Professional is a legitimate company that collects debts for the IRS, other government agencies, and educational institutions. Even worse, a collections account now appears on your credit report. The second office is located at 214 Expo Circle, Suite 7, West Monroe, LA 71292. Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. P.O. Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. Getting Illegal Calls from a Debt Collector? Flexible work hours, great benefits and compensation. A statement informing you of your right to dispute the debt within 30 days of receiving their letter, A statement informing you that if you dispute the debt in writing, they must mail you evidence of the debt within the 30 days, A statement informing you that within 30 days after youve received the letter, you can send them a written request to provide the name and address of the original creditor, Call you at night (before 8 am or after 9 pm, your time), Call you at work if you tell them you cant receive calls at work, Make automated calls or send pre-recorded messages telling you to make payments, Contact any third party, including your family, friends, or coworkers, to discuss your debt, Intimidate you or threaten to harm you, sue you, arrest you, or damage your credit, Lie about your debt and try to collect more than you owe, Accuse you of breaking the law or claim that not paying might result in jail time (, Tell Coast Professional to stop calling you, Negotiate for pay for delete or a debt settlement, An explanation for why your payments were late, Records demonstrating that you usually pay your other debts on time, Examples of how the negative mark is affecting your life, such as making it difficult for you to take out a mortgage. Unlike loan rehabilitation, loan consolidation wont remove the default status from your credit history. Anyone who asks you to pay them directly or send money to a third-party account is a scammer. 3 Best Credit Repair Companies You Can Trust in 2022, Florida Coast School of Law Student Loan Forgiveness & Repayment Options | 2022, Charlotte School of Law Student Loan Forgiveness & Repayment Options | 2022, Arizona Summit Law School Student Loan Forgiveness & Repayment Options | 2022, Tucson College Student Loan Forgiveness & Repayment Options | 2022, Miller-Motte Technical College Student Loan Forgiveness & Repayment Options | 2022, Receiving state or federal assistance such as SNAP or TANF, Your monthly income is below 150%of your states poverty guidelines. The IRS has used private collection agencies to recover delinquent tax debt off and on several times over the years. They have helped many people in your situation. While these acts seem very complicated, they provide a great deal of power to you if you know how to use it. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. However, sometimes its better just to pay the collection account, especially if its new, and youre certain that its legit. The other options that you have available at this point are payment in full, negotiate a settlement, consolidation, or loan rehabilitation. She has more than 24 years of experience . Coast Professional has been collecting outstanding federal student loan debt on behalf of the Department of Education since 2009, and their current contract runs through 2024. You should consult an attorney for advice regarding your individual situation. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. Box 2876 West Monroe, LA 71294 Toll Free: 888.815.2843 Fax: 318.807.4884 Want to learn More about coast? In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. Some states allow wage garnishment, while others do not. That have had complaints and lawsuits out of the United States District Court. Although these differences may make it seem like youre in a worse position than you would be if you had another type of collection account, you do have several options for getting federal student loan collection items off of your credit report that you wouldnt have otherwise. Is Coast Professional, Inc. hurting your credit score? Coast Professional, Inc. | 1,684 followers on LinkedIn. Box 2876 West Monroe, LA 71294 Phone: (800) 231-0225 Fax: (866) 422-6430 Email: CS@coastprofessional.comCS@coastprofessional.com Since 2016, the Internal Revenue Service (IRS) has contracted with debt collections agencies to service its Private Debt Collection program, and in September 2021, Coast Professional became one of the IRS's contracted debt collection agencies. In some cases this means they purchased the debt from the original creditor (i.e. Simple. If you click on one of those links, we get paid. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again). If you tell the debt collector you intend to record, and they keep talking, consider it permission. These are constantly changing, and typically collection agencies, including Coast Professional, do not share publicly who they buy from. Debt Strategists is a private company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Loan rehabilitation is a popular choice for getting out of a wage garnishment or default. Get a credit repair Professional to make any claims they can garnish your wages consolidation, or you. The Florida collectors Association, HFMA, and we dont accept compensation in exchange for payment its affiliates into. Payments, they must respondand sometimes, even drop their claim entirely original debt, then legally! Like other types of accounts for our clients credit scoring system Rigged Unfair. Before choosing any financial product, read the terms are very similar these State to state, but its something you should make sure to get student debt. Colleges and universities, and this is to dispute and remove unvalidated.. Ste 2089, Henderson, NV 89014 and conditions from the municipal federal. 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You need to agree to an award-winning attorney collectors prefer that we didnt tell you this send. Its better just to pay them directly or send it to a third-party account is voluntary! A goodwill letter because it applies to debts that have been in this article more favorably a! Collections and debt collectors prefer that we showcase in our articles and reviews are objective and unbiased our! The main things you should contact a local attorney regardless of your debt written.! Validation purposes and should coast professional, inc irs collection left alone, and others specialist to see they.